Panda Pay helps you track spending, monitor bills, and manage short-term cash flow in one place. Eligible users can access Cash Flex™ for temporary cash flow support of up to $100,* with free standard ACH delivery. - No late fees - No interest - No impact to your credit score - No direct deposit required Sign up in minutes and explore your spending insights and Cash Flex eligibility. GET STARTED WITH PANDA PAY: 1. Create your account 2. Connect your bank securely through Plaid 3. Track your