earmarkIQ turns your salary into a plan. Most budgeting apps tell you what you spent. earmarkIQ tells you what to do next. Connect your bank accounts and earmarkIQ's AI coach gets to work — analysing your spending habits, setting weekly challenges, and building a personalised payday plan that moves your money before you can spend it. Your AI Money Coach Every Monday morning, your coach reviews last week's spending and sets this week's challenges. Hit your grocery budget three weeks running…