• Privacy mask — hide balances and amounts with one tap on Wallets, Accounts, Ledger, and Plan • Evening log reminder — choose a time to nudge yourself to log today's spending • Custom expense categories — save your own presets, scoped to Mine or Ours • Filter the ledger by category — including your custom presets • Borrowing with processing fees — log loan draws and fees in one step • Offline and sync banner — see when you're offline or data needs to retry • Cleaner folio design and sharper headers across the app • Stability and performance improvements