Fixes: • What-if now works from the whole month — all of its income, less every budget, bill and expense — and leads with what the month leaves, not just the change. Create a new what-if to pick up the full figures; saved ones keep their copy. • Repeating income, such as weekly pay, now counts in full for the month on the dashboard, budgets and monthly template. • Credit cards, loans and mortgages are treated as money owed: their balances show as negative and are never counted as income or savings. • Zakat deducts what you owe: card balances in full, loans and mortgages by the rule you choose in Zakat settings. • Pay that arrives a little different from what you expected is counted once, at the amount that actually landed — add the name it shows on your statement under Income so it can be recognised. • Credit card statements import correctly: purchases as spending, repayments as transfers, never as income.

Most budgeting apps tell you what you have left. That is the easy half. Budget Pro tells you whether you are on track for the month — and what to do when you are not. WHERE YOU SHOULD BE TODAY Every budget carries a pace marker: not just what is left, but what should be left on the sixteenth of a thirty-day month. Groceries with 34% gone on day 16 is a different story from Groceries with 71% gone, and only one of them needs your attention. SAFE TO SPEND, HONESTLY A single figure that is what…